With the recent tragic stories coming out about all of the flash floods, South Floridians take heed. The Tropical Storm season brings its share of heavy rainfall to our lovely coastal communities during the summer months.
In an article published on REALTOR.com® written by Ed Finkel, ““Anywhere it can rain, it can flood….—homeowner’s insurance policies do not include flood damage,” says David Schein, a regional flood insurance specialist for the Federal Emergency Management Agency (FEMA).”
Finkel’s article mentions, “Why buy flood insurance?
Floods are the most common weather emergency in the U.S., according to FEMA, and they usually strike without warning. Flooding can result from hurricanes, tropical storms, cyclones, plain old heavy rains, winter storms, spring thaws, overburdened or clogged drainage systems, or occasionally from nearby construction.”
Therefore, according to FEMA most Floridians should consider flood insurance with any type of property ownership. So what about flood safety?
According to Ready.gov, “Floods are one of the most common hazards in the United States, however not all floods are alike. Some floods develop slowly, while others such as flash floods can develop in just a few minutes and without visible signs of rain. Additionally, floods can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states.”
Additionally, they recommend, “To prepare for a flood, you should:
- Build an emergency kit and make a family communications plan.
- Avoid building in a floodplain unless you elevate and reinforce your home.
- Elevate the furnace, water heater, and electric panel in your home if you live in an area that has a high flood risk.
- Consider installing “check valves” to prevent flood water from backing up into the drains of your home.
- If feasible, construct barriers to stop floodwater from entering the building and seal walls in basements with waterproofing compounds.”
Moreover, here are some additional resources as listed on the Ready.gov website:
If you require more information about any of these topics, the following resources may be helpful.
- After a Flood: The First Steps. L-198. Information for homeowners on preparedness, safety, and recovery from a flood.
- Homeowner’s Guide to Retrofitting: Six Ways to Protect Your House from Flooding. L-235. A brochure about obtaining information about how to protect your home from flooding.
- Homeowner’s Guide to Retrofitting: Six Ways to Protect Your House from Flooding. FEMA-312. A detailed manual on how to protect your home from flooding.
- About the Flood: Elevating Your Floodprone House. FEMA-347. This publication is intended for builders, code officials, and homeowners.
- Protecting Building Utilities From Flood Damage. FEMA-348. This publication is intended for developers, architects, engineers, builders, code officials and homeowners.
NATIONAL WEATHER SERVICE
- Hurricane Flooding: A Deadly Inland Danger. National Weather Service-20052. Brochure describing the impact of hurricane flooding and precautions to take.
- The Hidden Danger: Low Water Crossing. National Weather Service-96074E. Brochure describing the hazards of driving your vehicle in flood conditions.
Find additional information on how to plan and prepare for floods and learn about available resources by visiting the following websites:
- Federal Emergency Management Agency
- NOAA Watch
- American Red Cross
- U.S. Environmental Protection Agency
- U.S. Department of Health and Human Services, Center for Disease Control
- USA Freedom Corps Website
LISTEN TO LOCAL OFFICIALS
Learn about the emergency plans that have been established in your area by your state and local government. In any emergency, always listen to the instructions given by local emergency management officials.
Stay safe South Florida! All great tips for the South Florida homeowner living on the waterfront; make sure to enlist the help of your Water Pointe Realty Group REALTOR® for more ideas. Feel free to share your thoughts on our blog!
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Article by: Jeannie M. Ferrara