New Year, New South Florida Home!
New Year, new home? Top money wasters to avoid in 2016 to help save for your South Florida home.
Whether you are looking to make South Florida your permanent home, or are planning your first seasonal residency, REALTOR.com® just published a great article about saving up to buy your first home by 2017.
According to Angela Colley,” The presents are unwrapped, the holiday decorations are packed up (or not, we won’t tell), and the ball has dropped on the end of 2015. It’s time to make some New Year’s resolutions—homeowner-style.
You can make 2016 the year of the down payment. Really.”
Colley also adds, “By cutting a few things from your budget this year, you can speed up your progress toward having a down payment by the time those holiday decorations come back out of the closet. You probably knew these were splurges eating up your discretionary income, but did you know just how much? Don’t worry—we’ll do the painful math for you so you know what to kick to the curb in 2016.”
- Skip the latte. Annual savings: $876 (plus taxes!)
- Cut the gym membership. Annual savings: $696
- Cancel the cable. Annual savings: $1,189
- While you’re at it, drop a streaming service. Annual savings: Nearly $100
- Lower your mega smartphone plan. Annual savings: Up to $300 per year
- Pack a lunch instead of buying it. Annual savings: $1,714
- Quit drinking. Annual savings: $3,168
- Go to the cleaners much less. Annual savings: $1,354
Colley concludes, “Best of all, you won’t miss the things you cut (OK, maybe some), but you’ll rack up a truckload of money in 12 short months. In fact, drop everything from this list and you could bank nearly $9,400 by the end of the year. Take that, down payment!” For the entire article, and links to her statistics, click here.
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Soon, you too, could say, #thisisthelife
Article by: Jeannie M. Ferrara